Check Your Mortgage Qualification

Fast, no-obligation estimate based on today’s Canadian lending rules.

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How much mortgage could you qualify for?

Fast estimate. Ontario-focused. No obligation.

    Total monthly debts: $0

    Get your detailed estimate

    Your information is reviewed by a licensed Ontario mortgage agent.

    Your mortgage qualification summary

    Based on the information you provided, this is an estimated view of your current mortgage qualification and affordability.

    Estimated maximum purchase price
    This range reflects standard lending guidelines and current qualifying rate assumptions.

    What’s influencing this estimate

    Debt impact

    Estimated reduction due to current debts:

    Reducing or restructuring debt may increase borrowing capacity.

    Down payment flexibility

      Important considerations for Ontario buyers

      • Provincial land transfer tax applies
      • Closing costs typically range from 1.5%–2.5%
      • Federal mortgage stress-test rules are included

      These factors affect planning and cash requirements, not eligibility.

      Estimate details

      Estimated monthly payment
      Estimated maximum purchase price
      Amortization

      Want to review this with a licensed mortgage agent?

      I’ll explain your options and next steps — no pressure, no obligation.

      Prefer to talk now? Call me

      FSRA Licensed Mortgage Agent • License #M25003033

      A brief, no-obligation conversation to review your results and next steps.

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